Benefits & Highlights
The Unitarian Universalist Association (UUA) Health Plan provides comprehensive coverage with an emphasis on affordable preventive care. Plans for people under age 65 use a Preferred Provider model, with increased benefits for those who choose network providers, coupled with complete flexibility to use any licensed provider. Our 65+ Medicare Supplement plan is based on a Standard Medicare Plan F. Here are some highlights of the PPO plans:
- You may select your own physician from more than 720,000 providers from
coast to coast.
- No evidence of insurability is required, and there are no exclusions for
preexisting conditions during the open enrollment period or within 30 days of a qualifying event (PDF).
- No primary care gatekeeper is required. You may make your own decisions
about specialists.
- The plan offers complete portability across the U.S.; the plan
goes with you if you change jobs within Unitarian Universalist (UU) organizations, with no new
eligibility tests.
- All plan options provide prescription drug coverage. The Standard PPO has
the most drug coverage, with a three-tier co-pay arrangement; the High
Deductible Plan 2 offers 70% coverage, with no deductible; High Deductible Plan
1 has 70% coverage after the deductible, and can be paired with an HSA
account.
- All plans offer affordable annual physical exams to detect health
problems before they become serious. All plans also cover routine immunizations
for children and adults.
- Coverage includes access to specialists when they are needed. All of the
major specialties such as obstetrics, gynecology, cardiology, oncology, urology,
pediatrics and various surgical specialties are included in the Blue Cross Blue
Shield networks.
- Well child visits and a full range of diagnostic testing are included.
- Women can use OBGYN specialists for routine gynecological exams and Pap
tests.
- Mental health and substance abuse services are covered the same as any other illness.
- Emergency care is covered anywhere, through both in-network and
out-of-network providers, with no co-pay if the patient is admitted to a
hospital.
- Travel coverage goes with you anywhere through the BlueCard Worldwide®
program.
- You have your own Blue Cross Blue Shield member card to present whenever
you see a doctor, use hospital services, or have a prescription filled.
- Additional toll-free telephone support is provided through the Blues On
Call (sm) health decision and support service, available 24 hours every day.
- You'll have online access to the Highmark Blue Cross Blue Shield website offering provider participation information, health resources and confidential health decision support.
For more information contact healthinsurance @ uua.org.
Last updated on Tuesday, November 4, 2008.
